Younited

Younited Credit, formerly Union Loan, is the leading instant credit provider for the e-economy in Europe.

Younited's mission is to provide European households with transparent and competitive consumer loans, financed directly by professional investors. 

Younited Credit was founded in 2009 by Charles Egly, Geoffroy Guigou and Thomas Beylot. The company is headquartered in Paris, with offices in Germany, Italy, Spain and Portugal. 

 

Younited provides instant credit throughout the customer journey, shopping or banking, online or in store, with a single Younited customer experience. The company uses a data-driven, AI-based approach, allowing customers to have access to a fast, simple, transparent and 100% digital credit from €1,000 to €50,000 and loan terms of up to 84 months.

 

Younited's Plug & Play technology allows global brands and e-merchants to boost sales by offering an instant credit solution at checkout, whether online or in-store. Neobanks and e-banking players integrate Younited's instant credit solutions to broaden the range and quality of services offered to their customers.

 

Younited currently serves nearly a million customers, generating more than €3 billion in yearly GMV. As the pioneer in personalized budget coaching, Younited deploys a credit strategy at the service of all to promote more transparency and more inclusiveness.

 

Younited is backed by Goldman Sachs, Eurazeo, Bridgepoint, Bpifrance, Natixis CIB, Crédit Mutuel Arkéa, AG2R La Mondiale, Weber Investissements, Matmut Innovation, Zencap Asset Management, and others. The company raised €60M (€63M) in a new round on Dec 08, 2022. This brings Younited's total funding to €483M to date. The latest round mints Younited a unicorn with a valuation of €1.1B post-money.

 

 

  • Year founded: 2009
  • Funding Info: €483M over 9 Rounds (Latest Funding Type: Venture- Series Unknown)
  • Yearly Revenue: NA
  • Employee Size: 501-1,000
  • Business Valuation: Valued at €1.1B as of Dec 08, 2022
  • City/Town: Paris
  • State: Île-de-France
  • Country: France
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