The Zero Card

The Zero Card is a data-driven marketplace designed to bypass the current broken, bloated and underperforming U.S. healthcare system.

The Zero Card provides an entirely new healthcare delivery model that allows self-funded employers to cut episodic healthcare costs by as much as 50% while simultaneously improving the employee benefits plan by offering plan members access to high-quality, cost-effective care for $0.

The Zero Card was founded in 2016 by James Millaway and Wim de Pril. The company is based in Tulsa, Oklahoma, with an office in Denver, Colorado.

The Zero Card is the easiest  way for self-funded employers to lower plan costs while improving the employee benefit. It works with innovative employers and providers to build an entirely new ecosystem of healthcare delivery.

The Zero Card's marketplace allows them to match plan members with the right healthcare providers based on cost, quality and convenience. The bundled payment contracts lock in fair market prices that produce substantial savings for both the plan and plan members.


The Zero Card contracts directly with local healthcare providers to maximize employer savings and provide their plan members with a great new benefit. You get a steady stream of new patients and always get paid 100%.


The Zero Card is backed by George Kaiser Family Foundation (GKFF) and Revolution’s Rise of the Rest Seed Fund. The company raised $7M in a latest Series A financing on Dec 11, 2019. This brings Zero Card's total funding to $7.635M to date.



  • Year founded: 2016
  • Funding Info: $7.635M over 2 Rounds (Latest Funding Type: Series A)
  • Yearly Revenue: NA
  • Employee Size: 11-50
  • Business Valuation: NA
  • City/Town: Tulsa
  • State: Oklahoma
  • Country: United States
Related businesses