SmartCoin is an app-based lending platform that provides personal loans to support executives, business owners, salaried professionals, and more.

SmartCoin is working towards building the NextGen FinTech company with a mission to provide a state-of-the-art, user-friendly and scalable lending platform.

SmartCoin was founded in 2016 by Rohit Garg, Amit Chandel, Jayant Upadhyay and Vinay Kumar Singh. The company is headquartered in Bangalore, Karnataka, India.

Smartcoin's mission is to solvee the problem of financial inclusion through technology.

Smartcoin's mobile-app based lending platform and proprietary underwriting algorithms are capable of assessing the risk profile of a prospective borrower in real time using data science and machine learning.


Smartcoin is backed by LGT Lightstone Aspada, LGT Lightstone Aspada, Accion Venture Lab and others. The company raised $7M in a Series A round on Mar 17, 2020. This brings SmartCoin's total funding to $9M to date.



  • Year founded: 2016
  • Funding Info: $9M over 2 Rounds (Latest Funding Type: Series A)
  • Yearly Revenue: NA
  • Employee Size: 11-50
  • Business Valuation: NA
  • City/Town: Bangalore
  • State: Karnataka
  • Country: India
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