Qoala is a disruptive insure-tech company that leverages big-data, machine learning, IoT and blockchain aiming to revolutionise insurance landscape in Indonesia.

Qoala provides a multichannel insurance solution. It works with large-scale platforms to drive awareness about insurance – a product that has low penetration in Indonesia.

Qoala was founded in 2018 by Harshet Lunani, alongside with Tommy Martin. The company is headquartered in Jakarta, Jakarata, Indonesia.

Qoala along with leading Insurers, brings you the first fully digital Insurance experience in Southeast Asia.

Qoala aims to create a seamless customer experience through automatic claims, personalisation and fraud detection engine by using utting-edge technologies plus sophisticated mathematical and machine learning models.


Qoala works with leading insurers including AXA Mandiri, Tokio Marine, Great Eastern to offer customers cover against phone display damage, e-commerce logistics and hotel-quality checks. The startup maintains partnership with several e-commerce firms including Grabkios, JD.ID, Shopee and Tokopedia and hotel and travel booking firms PegiPegi and RedBus. 


Qoala is backed by Sequoia India, Flourish Ventures, Kookmin Bank Investments, Centauri Fund, MassMutual Ventures Southeast Asia and others. The company raised $13.5M in a Series A round on Apr 28, 2020. This brings Qoala's total funding to $16.5M to date.



  • Year founded: 2018
  • Funding Info: $16.5M over 2 Rounds (Latest Funding Type: Series A)
  • Yearly Revenue: NA
  • Employee Size: 51-200
  • Business Valuation: NA
  • City/Town: Jakarta
  • State: Jakarta
  • Country: Indonesia
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