Neat Capital

Neat Capital is a FinTech mortgage lender setting out to make financing a home as frictionless as using cash.

Neat Capital delivers a modern approach to home lending that's efficient, transparent, and allows borrowers to close faster.

Neat Capital was founded in 2015 by Luke Johnson. The company is headquartered in Boulder, Colorado, with offices in Westport, Connecticut and San Jose, California.


Neat Capital has launched a smart home loan experience that automates the entire lending process with proprietary pricing algorithms, underwriting approval, and loan production, which is combined with the human element of support for clients seeking to work with experienced officers while making financial decisions.


Neat Capital’s real estate offering, Neat Homes, provides traditional real estate services at a fraction of the price to buyers and sellers in Colorado. By focusing on critical risk factors earlier in the transaction, such as inspection and appraisal, Neat Homes is able to reduce uncertainty in what is often a challenging and reiterative process.


Neat Capital is backed by Left Lane Capital, American Family Ventures and others. The company raised $22.5M in Series B round on Jan 12, 2021. This brings Neat Capital's total funding to $45.4M to date.



  • Year founded: 2015
  • Funding Info: $45.4M over 4 Rounds (Latest Funding Type: Series B)
  • Yearly Revenue: NA
  • Employee Size: 51-200
  • Business Valuation: NA
  • City/Town: Boulder
  • State: Colorado
  • Country: United States
Related businesses