FlexPay is an AI-Driven Decline Salvage platform. The company delivers the world's highest AI-driven decline salvage rates for eCommerce subscription-based merchants, by pairing powerful technology with proprietary data.

FlexPay uses advanced machine learning models to intelligently determine the best way to recover declined transactions.

FlexPay was founded in 2017 by Darryl Hicks. The company is headquartered Montreal, Quebec, with an office in New York, New York.

FlexPay integrates seamlessly between your CRM and your existing payment gateway.

FlexPay analyzes billions of transaction, by utilizing AI and ML, records to reverse-engineer exactly why risk-mitigation systems are falsely declining transactions. FlexPay then uses this real-time data to optimize credit card recovery and get valid transactions approved.


FlexPay has built an AI-Driven software that is able to analyze the varying attributes of transactions in order to save money in chargebacks and it ended up salvaging our decline rate.


FlexPay is backed by Impression Ventures, BMO Capital Partners, Anges Québec and others. The company raised $6M in a latest financing on Dec 09, 2019. This brings FlexPay's total funding to $12.4M to date.



  • Year founded: 2017
  • Funding Info: $12.4M over 3 Rounds (Latest Funding Type: Venture- Series Unknown)
  • Yearly Revenue: NA
  • Employee Size: 11-50
  • Business Valuation: NA
  • City/Town: Montreal
  • State: Quebec
  • Country: Canada
Related businesses