Creditas is a leading consumer lending platform in Brazil focused on collateralized loans; using technology and data algorithms, Creditas reinvents the process of getting home equity and auto loans and reduces borrowing costs by 80%.

Creditas focuses on the loan that offers the healthiest conditions: lower rates, better terms, larger amounts and installments that fit in the pocket.

Creditas was founded in Apr 16, 2012 by Sergio Furio. The company is based in São Paulo, São Paulo, Brazil.

Creditas specializes in loans with property or car as collateral. The company funds its customer loans both through investors and financial institutions, in a win-win partnership that provides efficiency for the entire industry.

Creditas is tackling the high borrowing cost problem of the Brazilian population by reinventing the secured lending experience using technology and data as efficiency drivers. 

Creditas core products include a version of home equity and auto loans, in which the borrowers offer their residences or vehicles as a collateral for a first-lien lending product.

Creditas also intends to move forward in other credit segments, such as financing of vehicles and real estate, and even in totally new businesses, such as the financing of solar panels.


Creditas is backed by leading investors including SoftBank, Santander InnoVentures, Amadeus Capital Partners, Endeavor Catalyst, Naspers and many others. Creditas raised $231M in a "Series D" round of funding from SoftBank on Jun 5, 2019. This brings Creditas' total funding to $319M to date.


Creditas has also acquired Grana AQUI on Oct 2013.



  • Year founded: 2012
  • Funding Info: $319M in 8 Funding Rounds (Last Funding Type: Series D)
  • Yearly Revenue: $20M-$50M (2018)
  • Employee Size: 501-1000
  • Business Valuation: Valued at $700M on Jun 06, 2019
  • City/Town: São Paulo
  • State: Sao Paulo
  • Country: Brazil
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