Banxware is a software-as-a-service provider for Embedded Financial Services that enables digital platforms such as marketplaces, payments providers, and other aggregators to offer white label financial products, especially loans, to merchants.

Banxware bridges the gap between banks and digital platforms.

Banxware was founded in September 2020 by Miriam Wohlfarth, Jens Röhrborn, Fabian Heiß, and Nicolas Kipp. The company is headquartered in Berlin, Berlin, Germany.


Banxware’s technology enables any company to offer loans and other banking services to SME customers. Banxware thus creates the link between banks, digital platforms, and merchants and enables all parties to benefit from the latest state of the art technologies and open banking.


Banxware launched its first embedded product, a white label SME lending solution that is fully integrated in the platform’s look and feel and allows platforms to offer cash-advance loans based on future revenues to their merchants. The credit decision happens in real-time and pay-out happens immediately.


Banxware has raised €4M in a Seed funding round on Feb 03, 2021. Force over Mass and VR Ventures lead the seed round, joined by HTGF and a group of international industry experts in banking, payment and e-commerce.



  • Year founded: 2020
  • Funding Info: €4M over 1 Round (Funding Type: Seed- Series Unknown)
  • Yearly Revenue: NA
  • Employee Size: 11-50
  • Business Valuation: NA
  • City/Town: Berlin
  • State: Berlin
  • Country: Germany
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