Banxware is a software-as-a-service provider for Embedded Financial Services that enables digital platforms such as marketplaces, payments providers, and other aggregators to offer white label financial products, especially loans, to merchants.

Banxware provides the technology and the funds for business financing of any kind. 

Banxware was founded in September 2020 by Miriam Wohlfarth, Jens Röhrborn, Fabian Heiß, and Nicolas Kipp. The company is headquartered in Berlin, Germany.


Banxware’s technology enables any company to offer loans and other banking services to SME customers. Banxware thus creates the link between banks, digital platforms, and merchants and enables all parties to benefit from the latest state of the art technologies and open banking.


Banxware launched its first embedded product, a white label SME lending solution that is fully integrated in the platform’s look and feel and allows platforms to offer cash-advance loans based on future revenues to their merchants. 


Banxware works with companies like German business banking startup Penta,, and more recently German payments company Payone.


Banxware is backed by FinVC, Element Ventures, Force over Mass, VR Ventures, HTGF, D4 Ventures, Varengold Bank AG, and others. The company raised $11.3M in a Seed round on Jan 12, 2022. This brings Banxware's total funding to $20M to date.



  • Year founded: 2020
  • Funding Info: $20M over 3 Rounds (Latest Funding Type: Seed- Series Unknown)
  • Yearly Revenue: NA
  • Employee Size: 11-50
  • Business Valuation: NA
  • City/Town: Berlin
  • State: Berlin
  • Country: Germany
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