Atom bank

Atom Bank, formerly Crossco (1337), is a digital financial company and challenger bank that provides banking services through a smartphone app. The company has no physical outposts.

Atom Bank offers a range of personal and business banking products.

Atom Bank was launched 2014 by Mark Mullen and Anthony Thomson. The company is headquartered in Durham, United Kingdom.


Atom Bank provides savings accounts, mortgages and loans to small and medium-sized enterprises (SMEs). It provides banking services through smartphones, tablets, phablets, phones, and Internet in the United Kingdom.


Atom has already loaned more than £4bn to UK homeowners, and over £1bn to small businesses since launch.


Atom Bank is backed by BBVA, Banco Bilbao Vizcaya Argentaria, British Business Bank Investments, Woodford Investment Management, Toscafund, Infinity Investment Partners, and others. The company raised £100M in a new round on Nov 01, 2023. This brings Atom's total funding to £664M to date. The latest round degraded Atom's valuation from past £460M after a round in Nov 2022.



  • Year founded: 2014
  • Funding Info: £664M over 11 Rounds (Latest Funding Type: Private Equity)
  • Yearly Revenue: NA
  • Employee Size: 501-1,000
  • Business Valuation: Valued at less than £460M as of Nov 01, 2023
  • City/Town: Durham
  • State: Durham
  • Country: United Kingdom
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