Younited Credit

Younited Credit (formerly Union Loan) is an Internet peer-to-peer lending platform which enables investors-lenders (physical persons or legal entities) to directly finance French consumer loans.

Younited Credit is the first online retail credit platform in France to have the credit institution authorization issued by the French Prudential Supervisory Authority.

Younited Credit was founded in 2009 by Charles Egly, Geoffroy Guigou and Thomas Beylot. The company is headquartered in Paris, Ile-de-France, with presence in 4 other countries (Italy, Spain, Austria, Germany).


Younited Credit differentiates itself from legacy players with a data-driven, AI-based approach. Instead of sending a ton of documents to your banker, Younited Credit tries to automate request processes as much as possible.


Younited Credit started embedding its product into third-party products. Banks and fintech companies like N26, Lydia, Orange Bank and Fortuneo, offer credit products in their apps in partnerships with Younited Credit. 


Younited Credit has granted more than €2.4B in credit ($2.8B at today’s exchange rate). It operates in five European countries. France is still the company’s leading market as Italy, Spain, Portugal and Germany represent 40% of Younited Credit’s revenue.


Younited Credit is backed by Younited Credit is backed by Goldman Sachs, Eurazeo, Bpifrance, Bridgepoint, AG2R La Mondiale, and others. The company raised $170M in a new round on Jul 08, 2021. This brings Younited Credit's total funding to $292.1M to date.



  • Year founded: 2009
  • Funding Info: $292.1M over 8 Rounds (Latest Funding Type: Venture- Series Unknown)
  • Yearly Revenue: NA
  • Employee Size: 201-500
  • Business Valuation: NA
  • City/Town: Paris
  • State: Ile-de-France
  • Country: France
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