Orum is a platform for frictionless money movement that breaks down barriers in a disjointed financial system.

Orum is building a financial infrastructure layer that will open up immediate, 24/7 money movement in the US.

Orum was founded in 2019 by Stephany Kirkpatrick. The company is headquartered in New York, New York.


Orum leverages its exclusive intelligence for predictive funds availability to build an infrastructure layer to maximize the financial potential of every American household. Orum provides embeddable financial-infrastructure products bringing smart, real-time and fully automated money-movement to enterprises across verticals.


Orum's flagship product Movement, is an API-based solution that allows for money-movement across multiple rails, while optimizing for speed, cost, and risk, builds upon the company’s debut product, Foresight, that uses exclusive intelligence to predict ACH return risk before it occurs.


Orum serves a range of enterprise partners—including First Horizon Bank, One, Alloy, HM Bradley, and Zero Financial, recently acquired by Avant—with a suite of machine learning-backed APIs


Orum is backed by Bain Capital Ventures, Accel, Canapi Ventures, Inspired Capital, Homebrew, Acrew, Primary, Clocktower, Box Group, and others. The company raised $56M in Series B round on Jun 29, 2021. This brings Orum's total funding to $82.2M to date.



  • Year founded: 2019
  • Funding Info: $82.2M over 3 Rounds (Latest Funding Type: Series B)
  • Yearly Revenue: NA
  • Employee Size: 51-200
  • Business Valuation: NA
  • City/Town: New York
  • State: New York
  • Country: United States
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