Lufax, full name Shanghai Lujiazui International Financial Asset Exchange Co., Ltd., is an online Internet finance marketplace. It is an associate of China Ping An Group. 

Lufax takes full advantage of the latest big data and IT technologies, and leverages the most advanced risk assessment models and risk control systems. Combined with its value proposition to customers, Lufax has a competitive edge which it believes cannot be replicated.

Lufax was incorporated in September, 2011 in Shanghai with the support of Shanghai's Municipal Government, and has grown into China's largest internet finance company in less than four years. The company is an associate of China Ping An Group, the largest and most innovative non-SOE financial institution in China.

Lufax is the second largest Peer-to-peer lender in China. Now the company is said to be branching out their business gradually, becoming a much broader platform that work together with funds, insurance companies and financial license holders.

Lufax's number of registered users surpassed 7 million by February 2015, while the volume of online transactions grew more than 8 times year-on-year. Close to 50% of Lufax transactions are now handled via mobile.


Lufax's platform makes money by matching borrowers with investors, collecting a 4% fee on each loan. Since the start of the business, the company has arranged more than 200,000 peer-to-peer loans that worth a total of $2.5 billion.


Lufax was valued at a massive $39B, int it's latest "Series C" funding of a $1.3B in Dec 3, 2018. It was ranked 6th on the World Best 100 Fintech companies in 2017.



  • Year founded: 2011
  • Funding Info: $3B in 3 Funding Rounds (Last Funding Type: Series C)
  • Yearly Revenue: $8B (2018)
  • Employee Size: 501-1000
  • Business Valuation: Valued at $39B in Dec 3, 2018
  • City/Town: Shanghai
  • State: Shanghai
  • Country: China
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