Lendingkart is an online financing company dedicated to help entrepreneurs and small businesses with Working Capital Loans. 

Lendingkart Group aims to make working capital finance available at the fingertips of entrepreneurs, so that they can focus on business instead of worrying about the gaps in their cash-flows.

Lendingkart was incorporated in 2014 by Harshvardhan Lunia & Mukul Sachan and is based in Ahmedabad, India with additional offices in Bangalore and Mumbai.

Lendingkart has developed technology tools based on big data analysis which facilitates lenders to evaluate borrower’s creditworthiness and provides other related services.

Lendingkart uses technology and analytics tools, analyzing thousands of data points from various data sources to assess the creditworthiness of small businesses rapidly and accurately. Lendingkart Finance has disbursed about one lakh loans to more than 90,000 MSMEs across the country.


Lendingkart is backed by State Bank of India, Fullerton Financial Holdings, FMO, Bertelsmann India Investments, Sistema Asia Fund and others. The company raised $15M in new round on Apr 06, 2021. This brings Lendingkart's total funding to $257.5M to date.



  • Year founded: 2014
  • Funding Info: $257.5M over 11 Rounds (Latest Funding Type: Debt)
  • Yearly Revenue: NA
  • Employee Size: 201-500
  • Business Valuation: NA
  • City/Town: Ahmadabad
  • State: Gujarat
  • Country: India
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