Kin Insurance

Kin is a pure-play, direct-to-consumer digital insurer focused on the homeowners insurance market. 

Kin’s mission is to reimagine homeowners insurance for every new normal. 

Kin Insurance was founded in 2016 by Sean Harper, Lucas Ward and Stephen Wooten. The company is headquartered in Chicago, Illinois, and currently operates in Florida, Louisiana and California.


Kin offers homeowners, landlord, condo, and mobile home insurance through the Kin Interinsurance Network (KIN), a reciprocal exchange owned by its customers who share in the underwriting profit.


Kin leverages thousands of property data points to customize coverage and prices through a super simple user experience. Kin’s web and mobile platform transforms the process of securing home insurance, making insurance more accessible than ever.


Kin's technology and direct-to-consumer model provides affordable pricing without compromising coverage, even in areas most impacted by climate change. Members report an average $700 savings when they switch to Kin for homeowners insurance between March 2022 and February 2023.


Kin is backed by QED Investors, Commerce Ventures, HSCM Bermuda, Alpha Edison, Allegis NL Capital, Avenue Capital Group, Geodesic Capital, Senator Investment Group, Runway Growth Capital, Symphony Ventures, Flourish Ventures, August Capital, and others. The company raised an additional $33M in a Series D round on Sep 13, 2023. This is an extension of its previous $109M completed in Mar to bring Series D total to $142M. The additional investment brings Kin's total overal funding to $455.2M to date.



  • Year founded: 2016
  • Funding Info: $455.2M over 10 Rounds (Latest Funding Type: Series D)
  • Yearly Revenue: NA
  • Employee Size: 501-1,000
  • Business Valuation: NA
  • City/Town: Chicago
  • State: Illinois
  • Country: United States
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