InCred Finance

InCred is a new-age financial services group that leverages technology and data-science to make lending quick and easy. 

InCred focuses on Consumer Loan, Home Loan, Education Loan, and SME Lending.

InCred was founded in 2016 by Bhupinder Singh, former Head of Investment Banking, Asia-Pacific at Deutsche Bank and it is based in Mumbai, Maharashtra, India.

InCred uses technology and data-science to make lending quick, simple and hassle-free. InCred offers a broad portfolio of products that cuts across affordable home loans, personal loans, education loans and SME business loans.

InCred aims to support the India growth story and to aid current and future generations of Indians embark on their personal nation-building journeys - by removing the biggest hurdle our students face when dreaming of higher education - financing.


InCred is backed by FMO, Elevar, Alpha Capital, Moore Capital, Anshu Jain (former Co-CEO, Deutsche Bank), Dr. Ranjan Pai (MD and CEO, Manipal Group) and others. The company raised Rs 600 crore in debt financing on Jul 20, 2020. This brings InCred's total funding to $254.4M to date. InCred has also acquired and Qbera to date. The company has also made investments in DigiLend Analytics & Technology & KNAB Finance to date!



  • Year founded: 2016
  • Funding Info: $254.4M over 4 Rounds (Latest Funding Type: Debt)
  • Yearly Revenue: NA
  • Employee Size: 1,001-5,000
  • Business Valuation: NA
  • City/Town: Mumbai
  • State: Maharashtra
  • Country: India
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