Credit Karma

Credit Karma is a multinational personal finance company that offers free credit scores, reports and insights. Get the info you need to take control of your credit.

Credit Karma is a free online service that has been offering a monthly credit score since 2007. They also provide free credit monitoring, federal and state income tax preparation, and credit card and loan recommendations.

Credit Karma was founded on August 16, 2006 by Kenneth Lin, Ryan Graciano and Nichole Mustard. The company has it's headquarter in San Francisco, California.

Credit Karma offers a range of tools and personalized recommendations designed to help make the most of money the business model is unique in that no matter what new products or services introduced, Credit Karma is committed to provid a service that's always free. With more than 80 million members, CK help people gain insight into their finances and credit information and ultimately, improve their financial standing.

Credit Karma provides free credit scores and credit reports from national credit bureaus TransUnion and Equifax, alongside daily credit monitoring from TransUnion. Users can see updates to their credit scores and credit reports on Credit Karma once a week. It also provides credit tools, such as a Credit Score Simulator, which simulates the effect of potential financial actions on a user's credit score; and tailored financial recommendations based on each individual user's credit profile.


Credit Karma is backed by industry top leading investors including SV Angel, QED Investors, CapitalG, Susquehanna Growth Equity & Silver Lake Partners.


Credit Karma was valued at a staggering $4B during it's "Secondary Market" funding of a $500M from Silver Lake Partners in Mar 28, 2018.



  • Year founded: 2007
  • Funding Info: $868M in 7 funding rounds (Last funding type: Secondary Market)- Credit Karma has acquired Snowball, OnePriceTaxes, Claimdog, Penny & Approved to date. It has also made a $7M investment in Coru on Jun 21, 2017!
  • Yearly Revenue: $600M-$800M (2018)
  • Employee Size: 1,001-5,000
  • Business Valuation: Valued at $4B as of Mar 28, 2018
  • City/Town: San Francisco
  • State: California
  • Country: United States
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