Bread is a leading platform for pay over time solutions that help merchants reach more customers by allowing them to offer financing online. 

Bread builds powerful financing tools that are transforming retail and elevating merchant sales. It gives retailers the ability to let their customers pay over time for the things they need, on their terms.

Bread was founded in 2014 by Daniel Simon & Josh Abramowitz and is based in New York, NY.

Bread uses technology to advance consumer-friendly credit by improving access, transparency, ease-of-use, and cost. The company creates  actionable insights and gives you all the tools to deepen customer loyalty and improve customer lifetime value.

Bread helps retailers offer pay-over-time solutions as a way to build stronger consumer connections, power sales, and improve brand loyalty.


Bread provides white-labeled, customized solutions designed to optimize business impact by putting the retailer’s brand first and empowering consumers via flexible pricing options.


Bread is backed by leading investors including Bessemer Venture Partners, Menlo Ventures Menlo Ventures, Kinnevik AB, Cue Ball and many others.



  • Year founded: 2014
  • Funding Info: $200.3M in 4 Funding Rounds (Last Funding Type: Series B)
  • Yearly Revenue: $20M-$50M (2018)
  • Employee Size: 201-500
  • Business Valuation: NA
  • City/Town: New York
  • State: New York
  • Country: United States
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